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Multibanco

Multibanco

Portugal's shared banking network, where shoppers pay a generated reference from any bank channel or ATM.

Bank transferEurope
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How Multibanco works

    1

    The customer selects their bank at checkout and is redirected to their own banking environment.

    2

    They approve the transfer using their normal banking credentials.

    3

    slikair receives the confirmation and marks the payment as complete in Pulse.

    4

    The transferred amount settles into your wallet on the scheme's clearing cycle.

Why offer Multibanco

Nationally recognised and heavily used
Reaches customers without cards
No chargeback exposure

KEY FACTS

Payment type
Bank transfer
Coverage
Portugal
Currencies
EUR
Checkout flow
Reference code paid via ATM, app or home banking
Refunds
Refunds by bank transfer
Settlement
Settled once the reference is paid

WHERE IT'S POPULAR

  • Portugal

Related payment methods

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American Express

Premium card network with high average order values, popular with travel and business customers.

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Maestro

Maestro

Debit card product used heavily across parts of Europe where consumers prefer paying from their bank balance.

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SEPA Credit Transfer

SEPA Credit Transfer

The euro bank transfer standard, used for high-value payments where the customer pays straight from their account.

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