ALL PAYMENT METHODS
UPI
India's unified real-time payment system, connecting every major bank and payment app in one standard.
Real-time paymentsAsia-Pacific
How UPI works
1
The cashier presents a QR code, payment code or request to the customer.
2
The customer approves it inside their banking or payment app.
3
Confirmation arrives within seconds and the order can be released immediately.
4
The amount is credited to your wallet on the scheme's settlement cycle.
Why offer UPI
The default way India pays online
Instant settlement at any hour
Works for both collection and refunds
KEY FACTS
- Payment type
- Real-time payments
- Coverage
- India
- Currencies
- INR
- Checkout flow
- VPA or QR request approved in the payer's app
- Refunds
- Instant refunds to the payer's account
- Settlement
- Real time, 24/7
WHERE IT'S POPULAR
- India
Related payment methods
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